Choosing the right insurance plan depends on various factors like your healthcare needs, budget, and lifestyle. We recommend starting with an assessment of your specific healthcare requirements, such as regular medication, specialist visits, or potential surgeries. Balance Benefits Group offers a free consultation with our experts who can guide you through our range of plans, helping you find one that suits your needs and budget.
Absolutely. We understand that life circumstances change, and your insurance needs may evolve over time. Whether it's a new job, a new family member, or any other significant life event, you can switch your plan during specific periods known as 'Open Enrollment' or 'Special Enrollment Periods.' Our team will assist you in the hassle-free switching process to ensure you're always covered the way you need to be
Pre-existing conditions are medical conditions that existed before the start of your insurance coverage. Thankfully, all of our ACA-compliant plans cover pre-existing conditions. However, the cost and extent of coverage may vary based on the condition. Our advisors can provide a comprehensive breakdown of how each plan accommodates pre-existing conditions, ensuring you're fully informed before making a decision.
Transparency is one of our core values at Balance Benefits Group. All fees and charges are clearly outlined during the consultation process, and there are no hidden costs. We aim to provide plans that are not just affordable but also transparent, so you can focus on your health without worrying about unexpected expenses.
Yes, we offer bundled insurance options for those who want comprehensive coverage across different aspects of health and life. For example, you can combine a standard health insurance plan with dental and life insurance to create a package that takes care of your overall well-being. Our advisors can help you tailor a package that maximizes coverage while offering cost savings.
The duration of our insurance plans can vary based on the type of plan and your specific needs. Most of our health insurance plans are designed to be annual plans, with the option for renewal. We also offer short-term plans for those in transitional phases, like between jobs. During your consultation, we will provide all the necessary details about the term lengths available for the insurance plans that interest you.
Absolutely, our commitment to you doesn't end once you've selected a plan. Balance Benefits Group provides ongoing support through our dedicated Member Support Team, who are always ready to assist you with any queries, concerns, or changes you may need to make to your plan. Whether it's understanding your benefits, filing a claim, or adapting your coverage to new life circumstances, we're here to guide you every step of the way. Our aim is to make healthcare simple, enabling you to focus on what really matters: your well-being.
